Protect your lease
for carefree driving
Protect your lease for carefree driving
Peace of mind in the event of involuntary unemployment, disability or death
You will receive your personal insurance quote direct from your garage owner.
Unexpected life events can affect anybody. Protect yourself and your family the easy way with BANK-now’s leasing installments. From involuntary unemployment to illness and death, your monthly leasing installments are covered so that you don’t have to worry about staying mobile. Our leasing installments insurance is available in two separate policies – one covering death and another covering involuntary unemployment and disability. You can choose one or both options. Please note that leasing installments insurance can only be taken out together with a lease agreement. Please contact your garage if you want to protect your leasing installments.
Monthly repayments covered
max. CHF 2,000 per repayment
Scope of coverage
max. 12 repayments per claim
max. 24 repayments over the entire policy term
In the event of a temporary disability:
Monthly repayments covered
max. CHF 2,000 per repayment
Scope of coverage
max. 24 repayments over the entire policy term
In the event of a permanent disability:
Residual value of lease covered
max. CHF 100,000 per lease agreement
Your leasing installments are covered in the event of involuntary unemployment, illness or injury, giving you financial freedom in life’s challenging situations
Personalized protection: choose from death or unemployment coverage – or combine the two for maximum peace of mind
No health checks, no waiting times – simply take out a policy without any red tape
Get your policy direct from your garage owner – without any additional agreements or hidden costs
Insurance coverage of up to CHF 100,000 per lease agreement, giving you dependable support for the entire lease term
Choose your protection
Conclude your lease agreement and leasing installments insurance directly with your garage owner. You can decide if you want to protect your repayments in the event of disability and involuntary unemployment or death, or if you want comprehensive protection against both situations.
Take out your policy the easy way
Our leasing installments insurance is a collective policy offered by Helvetia Versicherungen. It is concluded via BANK-now and directly integrated into your lease agreement. You do not have to fill out any additional insurance forms – you are automatically covered as soon as you sign your lease agreement and the declaration of enrolment for your insurance policy.
Enjoy automatic protection
Your insurance cover begins automatically as soon as your lease is approved and you pick up your vehicle – with no further action required. The insurance premiums are included in your lease installments. Any claims are processed directly by Helvetia Versicherungen.
In the case of an ongoing agreement, it is no longer possible to take out payment protection at a later date. However, you have the option of taking out income protection - as long as you have a valid loan or leasing contract. You can apply for this online here. You can find further information on our website under Products/Insurance, or submit the contact form to arrange a personal consultation.
Leasing is a modern, contemporary form of financing. More than half of new cars are now being financed through leasing arrangements. Leasing is similar to renting and can be used for both new and used vehicles. Leasing means using something without owning it. The lessee is solely responsible for the maintenance and repair of the vehicle.
Loan installments are already insured free of charge in the event of death with all financing solutions from CREDIT-now. In addition, interest and installment payments can be insured against involuntary unemployment and incapacity to work for a fee. Detailed information can be found in the general contractual terms and conditions in the event of death and the general insurance terms and conditions in the event of incapacity to work and involuntary unemployment. We would be happy to answer any questions and clarify any uncertainties you may have via telephone at 0800 40 40 42.
