Einkommensabsicherung –
Schutz bei Jobverlust oder Krankheit
Get dependable income protection with BANK-now’s insurance solution.
Protect your income now
Unforeseen unemployment or long-term illness can quickly lead to financial pressures. Our income protection insurance protects you and your family from financial strain in the event of incapacity to work or involuntary unemployment. Please note that this policy can only be taken out in combination with a BANK-now loan or lease agreement.
Duration of benefits
Duration of benefits
Financial peace of mind in the event of disability or involuntary unemployment – takes care of regular expenses such as rent and taxes
With no health check required, taking out a policy is quick and easy
This insurance policy can only be taken out in combination with either a loan or lease agreement
Choose an insured sum tailored to your particular life situation
Payments can be used for any purpose, from fixed costs to everyday expenses
Monthly insured sum |
CHF 600 |
|---|---|
Monthly premium |
CHF 35.95 |
Duration of insurance |
Unlimited (notice period of 30 days) |
Duration of benefits |
max. 12 repayments per claim; max. 36 months over the entire policy term |
Monthly insured sum |
CHF 1’000 |
|---|---|
Monthly premium |
CHF 59.90 |
Duration of insurance |
Unlimited (notice period of 30 days) |
Duration of benefits |
max. 12 repayments per claim; max. 36 months over the entire policy term |
Monthly insured sum |
CHF 1’200 |
|---|---|
Monthly premium |
CHF 71.90 |
Duration of insurance |
Unlimited (notice period of 30 days) |
Duration of benefits |
max. 12 repayments per claim; max. 36 months over the entire policy term |
Choose your cover
Choose the monthly insured sum that fits your current financial situation. If you have any questions, please contact Helvetia on 052 266 02 91
Prepare your application
Complete the application form and debit authorization directly in your browser, then send the completed PDF to Helvetia Versicherungen via email or post and the debit authorization to your bank.
Your insurance cover begins
Once your application is approved, your insurance cover begins automatically on the date stated in the policy. Please contact Helvetia Versicherungen directly in the event of a claim.
Change of address in Switzerland
Please inform us of your address change preferably by phone:
Alternatively, you can send us your new address details in writing with your original signature to the following address: BANK-now Ltd., P.O. Box, CH-8810 Horgen.
Note: Please state your old and new address with start date and, if possible, also your contract number.
Moving abroad
If you move abroad, you must settle any remaining debt in full in addition to notifying us of your change of address. You can contact us by phone at +41 58 900 51 66 if you have any questions about moving abroad.
Leasing is a modern, contemporary form of financing. More than half of new cars are now being financed through leasing arrangements. Leasing is similar to renting and can be used for both new and used vehicles. Leasing means using something without owning it. The lessee is solely responsible for the maintenance and repair of the vehicle.
In the case of an ongoing agreement, it is no longer possible to take out payment protection at a later date. However, you have the option of taking out income protection - as long as you have a valid loan or leasing contract. You can apply for this online here. You can find further information on our website under Products/Insurance, or submit the contact form to arrange a personal consultation.
